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Attention homeowners: Real estate appraisal services for in las vegas and Clark County
The top seven reasons Oklahoma homeowners call on Perkins Appraisal:
- To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
- Challenge property tax assessments
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Remove PMI to lower their mortgage payments
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Reinstate their Home Equity Line of Credit (or HELOC)
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To review another appraiser's report for verification
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If property needs to be divided because of a divorce
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To determine the true market value of a property to settle an estate in Oklahoma
We at Perkins Appraisal understand the particular needs of a consumer in need of appraisal services.
While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it.
Our professional appraisers at Perkins Appraisal are objective. We won't just tell you what you want to hear, we will tell you what you need to know.
In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer.
It gives you something concrete to show your buyer.
An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth.
Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if your home is not appreciating as much as other homes nearby.
This only means you're most likely paying higher taxes than you should be paying.
The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period.
Getting a professional appraisal from Perkins Appraisal is your best weapon when challenging your property tax assessment.
Appraisals to cancel PMI
A fashionable way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance".
Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan.
At Perkins Appraisal, we're experienced in helping consumers just like you dismiss unneeded PMI insurance.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area.
This can be unsuitable from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out.
An appraisal from Perkins Appraisal can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for preciseness?
An appraiser from Perkins Appraisal can go out and check the subject and comparables in a field review.
If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Perkins Appraisal can help you with that.
Although most review work is requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are wise to invest in a second opinion.
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